Project & Program Manager

I turn complex operations into simple, scalable systems.

8+ years leading cross-functional programs across fintech, e-commerce and customer experience, from discovery and roadmaps through launch and adoption.

  • ₹3.5 Crannual savings delivered
  • 45 FTEmanual effort reduced
  • 8+ yearscross-functional delivery
Portrait of Sandeep Pandian
Based in BengaluruOpen to remote roles
Fintech · Automation · CXProduct-minded delivery
Experience acrossPhonePeFi MoneyAmazonAIDA Cruises

Experience

One through-line:
measurable change.

2025 - Present

Process Designer - Consumer Lending (Project / Program Delivery)

PhonePe · Bengaluru

Own Smart IVR and Chatbot roadmaps, AI Voice Bot discovery and lending automation across Product, Engineering and CX.

15% → 42% deflection
2024 - 2025

Senior Project Designer, Cards

Fi Money · Bengaluru

Redesigned virtual-card issuance, improved KYC handshakes and automated disputes through API-led workflows.

+18% Day 0 activation
2021 - 2024

Project Specialist (L3)

Amazon · Bengaluru

Delivered touchless resolution, risk controls and standardized investigator operations at scale.

₹20 Cr fraud prevented
2018 - 2021

Project Coordinator

AIDA Cruises · Rostock

Managed concurrent launches, upgrades and installations with teams of up to 20 across vessels.

95% on-time delivery

Selected work

From friction to
real outcomes.

Four examples of how I frame the problem, align teams, redesign the system and track adoption.

01 · Consumer lendingPhonePe

Self-serve lending support

Led Smart IVR, Chatbot and real-time disbursement API programs so customers could get lifecycle-aware answers without waiting for L1 support.

Discover→Prioritize→Integrate→Adopt
42%deflection, up from 15%
1,200support hours saved/month
02 · Card activationFi Money

Near-instant virtual cards

Worked with backend and product teams to simplify the KYC handshake and move non-critical processing out of the activation path.

Map→Simplify→Launch→Measure
<10 secissuance, down from 2 min
+18%Day 0 activation
03 · Dispute operationsFi Money

API-led dispute automation

Aligned Product, Engineering and the bank switch team around an API-fed ticketing workflow that replaced manual data entry and handoffs.

Diagnose→Design→Align→Automate
48 hrsturnaround, down from 7 days
API-ledticket creation
04 · E-commerceAmazon

Touchless shipment resolution

Integrated courier tracking APIs with internal decision logic so routine customer questions could close automatically while exceptions reached investigators.

Observe→Codify→Integrate→Scale
45% → 62%automated closures
15,000hours saved/year

How I work

Clarity before
complexity.

01

Start with the friction

Use customer journeys, funnel data and frontline context to define the real problem and the outcome that matters.

02

Build shared direction

Turn ambiguity into a roadmap, clear ownership and decisions that Product, Engineering, Risk and Operations can act on.

03

Ship, measure, improve

Drive delivery through launch, adoption and operating rhythms, then use the results to shape the next priority.

Program & Project ManagementProduct DiscoveryRoadmaps & PrioritizationAPI IntegrationsCX StrategyFunnel AnalyticsStakeholder ManagementAgile DeliveryProcess Automation

Get in touch

Have a complex problem
that needs a clear path?

I'm open to Project Manager, Program Manager and selected Product Manager roles in fintech, automation and customer experience.

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Interactive case study · anonymized demo

Smart support, with a human when it matters.

Northstar FinanceSecure demo
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